Welcome to Waterfall Townhome Owners’ Association

Nestled just minutes from the sugar-white sands of Panama City Beach, Waterfall Townhome Owners’ Association offers a vibrant, well-maintained community where comfort, connection, and coastal living come together. Located at 100 Victoria Falls Lane, our neighborhood is designed for residents who value quality living in a peaceful, attractive setting.

At Waterfall, we take pride in providing a clean and inviting environment, supported by a dedicated association focused on preserving property values, enhancing community amenities, and fostering a sense of belonging among neighbors. Whether you’re a longtime resident or new to the community, this site is your resource for important HOA updates, documents, architectural guidelines, and upcoming events.

Our goal is simple:
To ensure Waterfall remains a beautiful, safe, and enjoyable place to call home.

Welcome—we’re glad you’re here.